Bank holidays in September 2025 in Gujarat play an important role for individuals, businesses, and organizations. Planning financial transactions, official work, and festive activities becomes easier when we know the exact dates of bank closures. In this comprehensive guide, we provide the detailed list of bank holidays in Gujarat for September 2025, including public holidays, regional holidays, and weekly off days.
Why Bank Holidays in Gujarat Are Important
In Gujarat, bank holidays are declared under the Negotiable Instruments Act, 1881, by the Reserve Bank of India (RBI) and the Gujarat State Government. These holidays are essential because:
Banks remain closed for offline transactions.
Digital banking services like UPI, ATM, mobile banking, and net banking remain active.
Businesses, schools, and government offices may also remain closed on major festivals.
People plan travel, financial activities, and cultural celebrations according to these dates.
September 2025 Bank Holidays in Gujarat
Below is the official list of bank holidays in Gujarat for September 2025:
| Date | Day | Holiday | Type of Holiday |
|---|---|---|---|
| 5 September 2025 | Friday | Milad-un-Nabi (Id-e-Milad) | Public Holiday |
| 6 September 2025 | Saturday | Second Saturday Bank Holiday | RBI Declared |
| 7 September 2025 | Sunday | Weekly Sunday Bank Holiday | RBI Declared |
| 14 September 2025 | Sunday | Weekly Sunday Bank Holiday | RBI Declared |
| 20 September 2025 | Saturday | Third Saturday Bank Holiday | RBI Declared |
| 21 September 2025 | Sunday | Weekly Sunday Bank Holiday | RBI Declared |
| 28 September 2025 | Sunday | Weekly Sunday Bank Holiday | RBI Declared |
👉 Apart from these, banks may also follow local holiday declarations by the Gujarat government for specific districts.
Detailed Description of September 2025 Bank Holidays
Milad-un-Nabi (5 September 2025)
Milad-un-Nabi, also known as Id-e-Milad, marks the birth anniversary of Prophet Muhammad. It is celebrated with religious gatherings, prayers, and social harmony events across Gujarat. Since it is a Gazetted holiday, all banks, government offices, and many private institutions remain closed.
Second Saturday (6 September 2025)
As per the RBI guidelines, the second Saturday of every month is a compulsory bank holiday. In September 2025, this falls on 6th September, ensuring a long weekend when combined with Milad-un-Nabi on 5th.
Sundays (7, 14, 21, 28 September 2025)
Sundays are weekly holidays across all Indian states including Gujarat. Banks remain shut, but customers can still use digital services like ATMs, mobile banking, and UPI apps.
Third Saturday (20 September 2025)
In addition to the second Saturday, the third Saturday is also a bank holiday. This ensures that employees get regular breaks while also standardizing banking operations across the nation.
How Bank Holidays Affect Daily Life in Gujarat
Financial Transactions: Cheque clearances, loan processing, and cash deposits will be delayed.
Business Operations: Traders and small businesses relying on offline banking must plan in advance.
Government Services: Offices dependent on bank transactions may also experience delays.
Travel Plans: Many people in Gujarat prefer to plan vacations around extended weekends.
How to Manage Your Banking Needs During Holidays
To avoid inconvenience during September 2025 bank holidays in Gujarat, it is advisable to:
Use online banking (Net banking, UPI, Mobile Apps).
Withdraw cash in advance for urgent needs.
Plan EMI and bill payments beforehand to avoid late fees.
Use ATMs wisely, keeping in mind possible cash shortages during long weekends.
Major Festivals and Events in Gujarat During September 2025
Apart from the listed bank holidays, Gujarat observes several cultural and religious events during September:
Shraddh Paksha (Pitru Paksha) – A period of remembrance for ancestors.
Navratri Preparations – Though Navratri begins in October 2025, preparations and local events start in late September.
Local fairs and melas in rural Gujarat during post-monsoon season.
These events, while not always official bank holidays, still influence social and economic activities across the state.
Conclusion: Plan Ahead with Gujarat Bank Holidays in September 2025
The September 2025 bank holidays in Gujarat provide a mix of festive celebrations and regular weekly closures. From Milad-un-Nabi to Sundays and Saturdays, individuals and businesses must plan their schedules wisely. Using digital banking can help overcome limitations during these holidays.
Staying updated with the holiday calendar ensures smooth financial management, uninterrupted business operations, and well-planned personal activities.